English

Cyber Liability Insurance

Insurance se mea koa leva ne fakaoga ne pisinisi ke aofia i loto i fakatokaga puipui mote pisinisi pela foki mo te disaster recovery plans kae e uke a sukesukega kola e fakaasi me i pisinisi kola e se insure fakalei e faigata o lelei mai pokotiaga o amioga fakaloiloi. Ke oko mai ki taimi fakamuli nei, te taulasiga o pisinisi e insure fua a computers mo faigaluega tauave mai luga i pokotiaga aveave pela mafai ko pakia, kaisoa io me galo, mo mea faigaluega fai ki iti e insure fakapau mo niisi kopekopega fale kae seai se puipui mote galo, kaisoa io me ko data ko pokotia. E isi ne fapotopotoga e mafai o tai lauefa olotou puipuiga tulafono ite insurance tela e aofia iei a mea fai galuega ko se galue kae e isi se tapula ki te aofaki sene ke toe maua mai a data … kae taulasiga o cyber risks e se aofia. Insurers mo pisinisi koa iloa ne latou me ite insurance tela masani e se lava ana fakatokaga kae e manakogina se cyber liability insurance ke mafai o puipui mea tupu pela mote galo o data, viruses, hacking mote data protection breaches. Mai tafa ote puipui mai luga i pokotiaga o mea tau sene galo, te aofia ote cyber liability insurance ko gasolo o fai pela me se masani o fakatokaga fakatelega o pisinisi.

Pokotiaga kola e puipuigina

Cyber liability insurance se faifaiga tela koi foufou i loto i tulaga o vaega puipuiga kae mafai o kesekese malosi i kamupane insurance, tiga iei ate cyber liability policy tela e lelei e mafai o aofia iei latou konei mai lalo:

  • Galo, pakiaga io me ko data totino koa fuli see
  • Galo, pakiaga io me ko data a tino fakatea (e ulu iei a tino togi mea io me ko tino fakatoka mea)
  • Pisipisia o mea faigaluega i mea fakamasei o putukau mai tafa o koulua (e aofia iei a tino togi mea io me ko tino fakatoka mea)
  • Togi o mea tau sukesuke likiliki
  • Tino poto ke toe fakalei a mea fakateletele mo data
  • Fesoasoani i mea tau tulafono
  • Mea tau fakatokaaga ki mea tupu fakafuasei pela foki mote PR support
  • Togiga o sala fai ki sene mo niisi fakasalaga
  • Te fanaifo o alaaga peofuga/auala fakalavelave ki pisinisi
  • Togi o manakoga mai tino amio masei
  • Pokotiaga fakalumaluma mai mea fakataugasoa ite internet
  • Soli tulafono
  • Te galo o data kola e tausi ite cloud
  • Fakailoaga o data o tino
  • Te sukesukega mea tau sene ki tino mai luga i data
  • Pakiaga kola ne auala mai ite soli tulafono o data
  • Mea tupu faka fuasei mo amioga fakamasei

So se fapotopotoga tela e fakanaa ki luga i data, e tausi mea taua io me ko fakamatalaga funa, e fesokotaki i vaega tau iti io me tausi vaega mea tau iti kae fakateletele ana galuega i mea tau iti e tau o puipuigina tena pisinisi kite cyber liability insurance. A koe e tau o onoono ki pokotiaga o koe totino kae togi sau mea puipui tela e taugatonu mo au vaivaiga mo pokotiaga valevale.

A manakoga ki mea tau cyber liability ote tino fai mea togi i luga ite internet e lasi tona kese ki loia, tino galue i mea tau foliki o iti, galuega tipitipi o tokita io me ko akoga mo te aofaki o tino galue e aofia foki.

Togi

Cyber liability insurance premiums kooti ne pakuu malosi i tausaga fakamuli kae e fakatau loa ki luga ite lasi mo mea fai ate pisinisi tena e manako kise puipuiga i mea tau sene. Pela mote fakatau atu, a kamupane konei puipui e onoono filifili ki luga i pisinisi kola e lei olotou fakateletelega ki luga i puipuiga mai pokotiaga kae e mafai foki o ofo atu ne vaega togi mama kia latou kola kooti ne maua olotou tulaga lauiloa, fakatasi mo fakanofonofoga. Sua tulaga, pisinisi kola e se lelei a mea puipui a latou e mafai o faigata te maua ne latou o ulu i puipuiga kola e togi.

I tulaga ote uke o vaega valevale, e fautua atu ke maua tau puipui mai se putukau kola e ia latou te atamai i mea tau cyber insurance. E mafai ne latou o fautua kae fesoasoani kite mauaga ne koe te vaega puipui sene tela e taugatonu mo tau pisinisi.